Bettr Credit 1.9.7 APK

Transfer money with Bettr's new UPI system: You can scan any UPI QR and transfer money real-time to a merchant. You can send and request money from your contacts anytime, anywhere. We are launching this in partnership with IDFC First Bank.We also bring an all-new credit card experience where you can get a credit card - and manage all your purchases through this one app. Reasons why you should instantly apply for our credit card:- Get both: digital credit card and physical card- No hidden fees- 30 day interest-free period - A powerful application that helps you lock, unlock and block your credit card at any given time- Track & manage your credit limit- Keep an eye on your statements realtime and never miss due date- Use the digital credit card and spend online tension-free- Powered by Mastercard and SBM Bank, payments are fully secure!Why choose Bettr Credit app?Transact on UPIGet a credit card of your dreams - which can be controlled from anywhere, anytime Free credit scoreOur services are completely free - we truly want your financial wellbeing Required eligibility:- 23+ years of age- A resident of any of the following cities - Mumbai, Bengaluru, Pune- Must have a PAN Card - Salaried professional About Safety & SecurityMvalu Technology Services Private Limited ("the Company / Mvalu / We / Us / Bettr") is committed to operating this app with the highest ethical standards and appropriate internal controls, and it is an ISO 27001:2013 company. Your privacy is important to us, and maintaining your trust is paramount. We intend to protect your personal information and to maintain its accuracy, as confirmed by you. Bettr implements reasonable physical, administrative, and technical safeguards to help us protect your personal information from unauthorized access, use, and disclosure. Bettr Credit does not read your personal SMSs, bank OTP's, passwords, or account numbers. The app recognizes accounts based on the last four digits mentioned in an SMS. Bettr Credit uses bank-grade security & encryption - so your data and money are safe. Bettr Credit is completely safe & secure.SMS - Verify mobile number for UPI registration and validating financial transactions. We read and store in secure fashion your non personal financial SMS data for creating your financial profile and determining risk.Location - Requirement by NPCI for UPI transactions Contacts - We collect this to assess your financial profile and identify fraud within network of contacts. This data helps us in detecting fraud loan applications and reducing credit risk. And it is required in sending money to your friends using P2P UPI.Camera - Scanning QR code / taking photos of your KYC documents for credit card applicationStorage - Uploading KYC documents for credit card applicationPhone details - Detecting SIM details for UPI registration