Send friends money like you send anything else â easy and free â whether theyâre in the same room or a different country. Give your roomie the rent, chip in for the group gift without a big deal and send your friend abroad a drink on you. All without worry. Deposits held in US dollars are insured up to $250,000.FAST & EASY⢠Pay friends and family instantly with just a phone number or email⢠Set up in 30 seconds⢠Just as easy to request money (equally important)FREE⢠Free to download and free to use⢠No fees and no exchange rate markups between dollars (USD), pounds (GBP) and euro (EUR) â the rate you see on Google is the rate you get ⢠Cash out to your debit card for, you guessed it, freeFUN⢠Weâre centered around conversations, not transactions, because thatâs how people communicate⢠Add personality with photos, GIFs and emojiSECURE⢠Deposits held in US dollars are FDIC-insured up to $250,000 and weâre licensed as a Money Transmitter in 48 US states and jurisdictions⢠If youâre sending money to the UK or Europe, youâll be interested to know that over there weâre regulated as an E-Money Issuer ⢠Your information is encrypted, your data is private and weâre fully PCI-DSS compliant⢠Plus, your account is protected by PIN, fingerprint ID and two-step verificationHUMAN⢠Live support from real human beings⢠We make mistakes (just making sure youâre reading)BUZZWORTHYâThe main selling point of Circle is that it lets app users send money to other people, even non-users, in any part of the world.â â Fast CompanyâCircle, a money-sending app that works instantly, conducts trades in established currencies like dollars and euros.â â CNN MoneyâWhen you need to split the bill, try Circle Pay, a digital money-transfer system that lets people send dollars and euros through iMessage.â â The New York TimesâCircle Pay lets you send money to your contacts securely and without having to pay a fee. You can send money in dollars, euros or pounds. And unlike Square Cash, Circle works internationally.ââ Macworld